At PanditNMShrimali.com, we prioritize your shopping experience by ensuring secure, efficient, and convenient payment methods for every order. Our payment system is designed for simplicity, safety, and flexibility, catering to both domestic and international customers.

1. Payment Methods

We offer a variety of payment options to make your shopping experience as smooth as possible:

For International Clients:

• PayPal: Accepts all debit and credit cards via PayPal.
• Direct Bank Transfer: You can transfer the payment directly to our account (details are provided upon checkout).

For Indian Clients:

• Debit Cards, Credit Cards, and Net Banking: You can choose the Online Payment option at checkout. You will see the Visa and MasterCard logos as available payment options.
• Bank Deposit, Cheque, or NEFT Transfer: You can make the payment through a bank deposit or NEFT transfer. Please ensure that the correct details are provided during checkout.
• PhonePe Payment Gateway: We now offer PhonePe as a secure payment option, allowing you to make payments quickly and easily using UPI, Debit/Credit Cards, or PhonePe Wallet.

2. Cash on Delivery (COD)

For customers who prefer not to make online payments, we provide the Cash on Delivery (COD) option. Here’s how it works:

• The payment for COD orders is collected in cash at the time of delivery by our courier partners. No advance payment is required.
• COD Eligibility: COD is available only for orders above Rs. 500. Orders below Rs. 500 are not eligible for COD.
• Payment Method: Payment should only be made in cash. Cheques, Demand Drafts, or any other forms of payment are not accepted.
• Delivery Address: Please ensure that the delivery address is within the serviceable network of our logistics partners. Double-check the PIN code to ensure smooth delivery.

3. Payment Confirmation

Once you complete the payment process, you will receive an order confirmation via email or SMS, depending on the communication preferences you selected. Please retain this confirmation for your reference.

4. Payment Security

We use PhonePe Payment Gateway and CCavenue to provide a secure, fast, and reliable payment experience. Both platforms use state-of-the-art encryption and security measures to protect your payment details.

5. Important Notes

• Ensure all payment details are correct and valid to avoid order delays.
• For COD orders, make sure the payment is made in cash at the time of delivery.
• Orders below Rs. 500 are not eligible for COD.
• If you encounter any issues with payments, please contact us immediately for assistance.